Plus, you'll unlock these exclusive features: No monthly fees with eligible direct deposit, otherwise $5 per month. When on a mobile device, click on * to view disclosures. Prize: $1,000 to be awarded as credit or a check. Partner terms and conditions apply. And keep these timing issues in mind if you are tracking an ACH payment, whether incoming or outgoing. However, a $1.50 fee will be assessed for each transfer. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Partner terms and conditions apply. Active GO2bank account required to receive eGift Cards. The reward is paid to each party within 48 hours after qualifying funds are first deposited into the referred individual's new Account. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees and limits apply to debit card transfers. If you dont want to worry about monthly fee requirements, compare free checking accounts. Incoming ACH Transfer Limits. Fees apply for approved Money in Minutes transactions funded to your account. All this to say: If youre making a transfer and want it to arrive as soon as possible, its best to initiate the transfer earlier in the day. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. SeeDeposit Account Agreement (PDF)for details. Activate a CommBank card. Read the full methodology of how we rate checking accounts. Its easy to set up. Input the amount you want to transfer to your bank. Fees on your primary deposit account may reduce earnings on your savings account. FREE in any month that you make qualifying direct deposits totaling at least $500. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Retail service fee and limits apply. Can I set up a transfer for a future date or set up a recurring transfer? Visit the Help Center to find answers to top questions, live chat, and more. Youll need your GO2bank routing and bank account number to set up the transfer and complete the transaction. How likely would you be to recommend finder to a friend or colleague? ** Retail service fee and limits apply. Plus, were a digital bank, so you can expect transactions to be fast, secure, and easily done on the go. Offer not transferrable to other accounts or account holders. Partner terms and conditions apply. GO2bank is a trademark of Green Dot Corporation. $10,000 per transaction or $25,000 . No opening deposit or minimum balance requirement. eGift Card merchants subject to change. The solution. Tap Transfer to Your Bank. You can send money to almost anyone 1 you know and trust with a bank account in the U.S. $3 for standard time delivery and $10 for next-business day delivery. Get your government benefits up to 4 days early. Sweepstakes starts 11/30/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. market happenings. MoneyPak is accepted by most Visa, Mastercard and Discover debit cards, plus 200+ prepaid debit card brands. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Lets move on to taking a closer look at the meaning of ACH limits. Some of these depend on the type of account you have and your relationship with the bank. Unapproved checks will not be funded to your account. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit., Quickly and easily manage and move your money where you need it with GO2bank, No monthly fees with eligible direct deposit, otherwise $5 per month, Overdraft protection up to $200 with opt-in and eligible direct deposit. Quickly and easily manage and move your money where you need it with GO2bankTM, Get your government benefits up to 4 days early. See Deposit Account Agreement (PDF) for details. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. High-yield savings account, 1% APY paid quarterly on savings up to $5,000** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Opt-in required. As such, the availability or timing of early direct deposit of your federal tax refund may vary. See. GO2bank is a trademark of Green Dot Corporation. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Plus, direct deposit unlocks exclusive perks! Can I link more than one bank account to my GO2bank account? If you have a checking or savings account or a bank debit card, use it to add money to your Netspend card account. The banking-as-a-service space is hot, and getting even hotter with recent announcements from: Railsbank. Otherwise $5 per month. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. information service that aims to provide you with information to help you make better decisions. Retail service fee and limits apply. Approval usually takes 3 to 5 minutes but can take up to one hour. No purchase necessary to participate. Pay $0 monthly fees, and no minimum balance is required. WalletHub, Financial Company. Once the external account is linked, open the Varo app and tap Move Money > Transfer Money. Debits are typically processed on a next-day basis. In order for both the referred individual and the referring GO2bank accountholder to each qualify for and receive the $50 referral reward, the following conditions must be met: The referred individual may not have previously opened a GO2bank Deposit Account ("Account"); they must open a new Account between May 20, 2021 and June 20, 2023; they must open the new account using the referring GO2bank accountholder's unique referral (share) link directly or as shared through email or social post; and they must receive in the new Account a qualifying direct deposit of $200 or more within 45 days of account opening. See. You'll always be ready to pay bills, shop online or send money when you need to. Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. Approval usually takes 3 to 5 minutes but can take up to one hour. You can create up to five savings vaults in your GO2bank account and use them to save for anything from emergencies to your next vacation. They can also be used for one-time payments as well. Is there a GO2bank Secured Credit Card annual fee? Move money. Promotion is void where prohibited by state law. *. Can I transfer money from someone elses bank account to my GO2bank account? Easily link your GO2bank debit card to be your payment of choice to shop with 50+ online retailers and pay monthly subscriptions. Use your card number and PIN when using the app or visiting the merchants website or us the barcode Go2Bank provides when you shop in-store. . You should always consider their appropriateness given your own circumstances. When on a mobile device, click on * to view disclosures. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. 4.50% Annual Percentage Yield (APY) as of January 2023. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. SeeDeposit Account Agreement (PDF). Also, business accounts may have different and/or higher limits than personal bank accounts. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Log in to the GO2bank mobile app and select which e-gift card youd like to buy. Exclusively for selected GO2bank accounts invited to this offer. Transfer from another bank account to GO2bank. The following ACH transfer limits and its associated fees are from the six biggest traditional banks, plus SoFi. See Deposit Account Agreement (PDF) for terms and conditions. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Transfers post in just 3 business days by 10pm PST. Is there a limit to how much I can transfer? National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Finder.com is an independent comparison platform and Eligibility criteria applies. While ACH transfers are a convenient way to conduct bank transactions, there are some limitations you need to be aware of. Use your GO2bank debit card to withdraw cash for free at any Allpoint ATM nationwide. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Prize: $1,000 to be awarded as credit or a check. 32 East 31st Street, 4th Floor, While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. We've got your back and will cover you based on your deposits. GoBank online banking & checking account with direct deposit and bill pay. Can I transfer money from my GO2bank account to another bank account? trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Welcome to the. In most cases, ACH payments, which are only for U.S. transactions, are usually faster than other types of transactions if theres enough money in the account, an ACH incoming transfer is usually cleared within one to several days. GO2bank is Green Dot's flagship digital bank. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Transferring money from a linked debit card. As of press time, SoFi and Citi have the highest ACH transfer limits. 3 times/day; $1,000/day and $10,000/calendar month. APY may change before or after you open an account. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. You can also transfer money from another bank account by initiating a transfer from that banks app or website. no hidden fees** See our simple fees chart. Opt-in required. In most cases, ACH transfers arent available to send money to another account internationally. All of these registered trade names are used by . The reward is paid to each party within 48 hours after qualifying funds are first deposited into the referred individual's new Account. If you have multiple transactions set up regularly to send money, youll want them all to go through and not run the risk of payments being held up and late fees accruing. Easily track income, expenses and savings for your business all in one place. Your wireless carrier may charge a fee for data usage. We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. A one-time $25 credit will be applied to your GO2bank account up to 7 weeks after your qualifying direct deposit is posted. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. http://www.sofi.com/legal/banking-rate-sheet, Varies, but typically $10,00 per transaction, $25,000 daily. Youll also pay a $15 fee if you opt in for its overdraft protection, overdraw on your account and dont replace the funds within 24 hours. The SoFi Bank Debit Mastercard is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Direct deposit early availability depends on timing of payors payment instructions and fraud prevention restrictions may apply. New and referring GO2bank accountholders may earn no more than $1,500 in referral rewards per calendar year (January 1 - December 31). All third-party names and logos are trademarks of their respective owners. Free phone requires payment of $100 for first two months of service, plus shipping. Funds will be received by the recipient's bank either the next business day or within 3 business days. Earn a $200 cash bonus after $4,000 deposits in the first 90 days. Can I transfer money from outside the U.S.? SeeDeposit Account Agreement (PDF)for details. Within minutes, your funds will be available in your account. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. How many debit cards can I link to my GO2bank account? For transfers to/from a non-Chase account, it typically takes 2-3 business days to complete. All third-party names and logos are trademarks of their respective owners. $1,000 per transaction. Sort the table by minimum deposit to open, ATMs and more to find the account thats right for you. If you open an account online, there is no fee or minimum balance requirement. Learn more(Overdraft Protection PDF). A $15 fee may apply to each eligible purchase transaction that brings your account negative. See order page for complete and current offer details. This process enables direct deposit, automatic bill-pay, P2P platforms, and more. eGift Card merchants subject to change. Ingo Money is a service provided by First Century Bank, N.A. Account must be in good standing and chip-enabled debit card activated to opt in. get your pay up to 2 days early** Direct deposit early availability depends on timing of payors payment instructions and fraud prevention restrictions may apply. Best of luck! Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. About us. Your other bank may charge fees for the transfer. All rights reserved. 2017-2023 and TM, NerdWallet, Inc. All Rights Reserved. when you buy eGift Cards from over 100 popular merchants in the app. The per-check and daily limits for government and commercial checks are $5,000 and $10,000, respectively. With a GO2bank debit card, you have access to free cash withdrawals at thousands of in-network ATMs nationwide within the All point ATM network. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Open your account now! Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. 4.50% Annual Percentage Yield (APY) as of January 2023. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. One full year of consecutive direct deposits of $500 or more is equal to $107.40 in savings! These rates are current as of 12/16/2022. Other types of transactions include direct ACH debits, electronic funds transfers (EFTs), electronic checks (eChecks), and direct payments. Offer not transferrable to other accounts or accountholders. ACH transfers can be conducted on a same-day or somewhat slower basis. Offer not transferrable to other accounts or accountholders. GO2bank is Green Dot's flagship digital bank. Limits apply. Free ATM network of 42,000+. Add your GO2bank debit card to Apple Pay, Google Pay and Samsung Pay. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Service includes talk, text and data and is subject to terms. Faster access to funds is based on comparison of traditional banking policies versus electronic direct deposit. For more details on the Monthly Membership fee, click here. Activated, chip-enabled debit card required to use Ingo Money check cashing service. Account must be in good standing and chip-enabled debit card activated to opt in. You can find this info on the direct deposit page when you log in to the GO2bank app or website. You can transfer money to a pre-linked bank account. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Explain money transfer times. All third-party names and logos are trademarks of their respective owners. Funds are protected from unauthorized transactions on successfully activated cards. Select the external bank account you want to move funds to. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Partner terms and conditions apply. Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by Using Zelle, your bank sends the money to your recipient instantly.